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What Medications are not Covered by Medicare?


a variety of prescription drugs on table

Medicare does not cover every drug on the market and certain classes aren't covered by Medicare Part D plans. It's recommended you are aware of the items not covered and always check your plan's formulary if you are being prescribed a new medication. That way there will be no surprises at the pharmacy.


Drugs not covered by Medicare:

  • Drugs for anorexia, weight loss, or weight gain

  • Drugs that promote fertility

  • Drugs for cosmetic purposes or hair growth

  • Drugs for the relief of cough and cold symptoms- these are usually available over the counter

  • Prescription vitamins and mineral products, except prenatal vitamins and fluoride preparations

  • Nonprescription drugs

  • Drugs for sexual dysfunction

  • Non-FDA-Approved products

  • Drug efficacy study implementation (DESI) drugs (drugs the FDA has determined to be safe but not effective)

  • Bulk chemicals in the following STCs: U6I, U6Q, U6U, U6W, and U6X Bulk chemicals do not meet the definition of a Part D-covered drug (FDA-approved, prescription medication with a compendial indication)

  • Devices (i.e., diaphragms)

  • Ingredient/adjuvant (i.e., sterile water for injection)

  • Line flush (i.e., normal saline IV flush, Heparin Sodium Lock Flush)

  • Medical supplies

  • Drugs covered under Medicare Part A or Part B


Medications not covered by your insurance can be purchased out-of-pocket, may qualify for manufacturer's discounts or available at a reduced price from the various drug discount card programs that are available online.

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Perfiniti Insurance II, LLC is not affiliated with the U. S. government or the Medicare program. We do not offer every plan available in your area. Currently we represent 9 organizations which offer 62 products in your area. Please contact Medicare.gov, 1–800–MEDICARE, or your local State Health Insurance Program to get information on all of your options. Limitations and restrictions apply. Not all plans are available in all areas. Contact Perfiniti for details.

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